
With over 20 years of service in the U.S. Air Force and a background in space, intelligence, and cyber operations, Tracy Lloyd brings unmatched discipline and strategic focus to real estate. A graduate of the U.S. Air Force Weapons School with degrees in accounting and an MBA in personal financial planning, she offers clients both financial savvy and mission-driven service. Whether you're a first-time buyer, investor, or military family, Tracy ensures every move is smart, smooth, and stress-free. Now based in San Diego with her husband, two boys, poodles, and backyard chickens, she’s dedicated to helping others find the perfect place to call home.
ABOUT Me
With a 20-year background in the military, I bring discipline, integrity, and a results-driven mindset to every real estate transaction. I’ve developed a strong understanding of the communities in San Diego, Escondido, Poway, San Marcos, Encinitas, Carlsbad, and Oceanside, CA, and I’m committed to helping my clients make confident, informed decisions in today’s market.
My commitment to excellence has helped countless clients buy and sell their homes with confidence and satisfaction.
Every client is unique. I take the time to understand your goals and work tirelessly to ensure your needs are met.

I’m dedicated to securing the best possible deals for you, ensuring that your real estate goals are achieved with integrity.
I stay on top of the latest trends and market developments to provide you with the most relevant and effective strategies for success.












For Buyers
Buying a home is one of the biggest decisions you’ll make. Whether you’re a first-time buyer or looking to upgrade to your dream home, I’ll guide you through every step of the process, from finding the perfect property to securing the best deal.

For Sellers
If you’re ready to sell your property, I offer expert pricing strategies, targeted marketing plans, and skilled negotiation tactics to help you get top dollar for your home. I’ll ensure a smooth, stress-free transaction from start to finish.

For Investors
Looking to make a smart investment? I specialize in helping seasoned investors find properties with great potential in the ever-growing real estate market. With my insight and expertise, I’ll help you build a portfolio that delivers strong returns.


Tracy cares about helping active duty service members, especially those who are buying for the first time, find a home. As a veteran herself, she is familiar with the process of house-hunting out in town. She was very helpful and communicated well during the whole process.
Tracy was impeccable from Day 1. What I appreciated was her dedication to taking me through the entire process, staying in touch with me prior to my actually selling my home and being there to help facilitate the move . In other words ..the whole nine yards! My experience is through Liz, so she is the one who deserves the credit. All the best.
Tracy is an intelligent and informed Broker; she helped us navigate the current market and sell our property. We found her dedicated and with a well-connected network. Very personable with a good balance between providing advice and listening to our needs, she is patient and negotiated a great closing deal for us. In summary Tracy is an honest, hands on, hardworking business professional looking out for her client's best interests. We would recommend Tracy without hesitation.
Thank you Tracy for all your help and work on a Complicated sale but we finally were able to sell. We all learned through this process.

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